Mitra Karya Mandiri is a kind of credit facility given by PT Bank Mandiri at Indonesia for employees who have a good cooperation with Mandiri Bank, mostly for salaries chaneling. If we want to get this credit, we must collect some documents for Mandiri like Application Form, Copy of ID, ID Card of corporation, and NPWP or Tax Return (SPT)for credit Rp. 50 million and above. This credit is very good for young people who want to get cash money with easy way. There weren't many requirements asked like at another state owned bank at Indonesia.
I still waiting for this kind of credit, because I need cash money to buy a house at East Jakarta. My institution make a deal with Bank Mandiri for salaries of its employees. I got Mitrakarya Mandiri Credit for last three years. Most of the money used by other person. Now is the time for me to think about my future, my family, my siblings, my wife and myself. I have a plan to have a home this year, then at 2011 or 2012 I must finished my loan and went study abroad by getting a scholarship from Indonesian Government or International Funds. Of course I must bring my wife and my beloved kids go abroad while I study at postgraduate level. Many rumors from my colleagues told that the psychological aspect for student of postgraduate level is very necessary.
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